start...I couldn't locate you.As @Paul Allen mentioned when your ready to file your taxes with your Schedule C and you have no fictitious business name do not ignore the letters you receive from the FTB and the I.R.S.

You mentioned retirement account.

Once you factor in taxes of $475/mo and insurance at $115/mo, your total monthly payments will be $1610 and that's before the other expenses that you mentioned.

But asking us to participate in structuring the cover up, not to mention posting it online, strikes me as rather poor judgment.There are plenty of ways to grow SDIRA's/401K's/HSA's/CESA's legitimately. 

It's true that there's less to worry about regarding everything outside your unit, all of the things @Greg Scott mentioned are very valid issues and happen more often than people realize, i can vouch for that. 

Or even with another one not mentioned.

Dan I've done every strategy out there as i mentioned above, im still going at it but it's a hassle & ive gone to alot of REIA they been helpful the group im in host weekly events every week.

Alternatly, if you wait longer, 1 year if I recall, you can do a cash out refi, assuming the property has enough equity.

He was saying something about putting it in the local paper and wait for a response from missing heirs?

I will wait to hear from the more experienced pros as well.