Will definitely need to touch base with you.

If it was a good deal to begin with based on the 30-year fixed rate, I doubt the ARM adjustment will be large enough to cost you more on the whole in at least the first 3 years after the adjustment.

It isn’t very often you find someone “real” who will take the time to brainstorm ideas based on his/her experience to further a goal, without asking anything in return which is what AJ did for me.

As I've mentioned in a prior post, I've become unemployed in my industry of 17 years (banking - mostly in marketing analytics, market strategy and operations strategy - analyzing where to place new and close offices, etc based on market potential), and am considering a career change to maximize my future.

Also, to make things more confusing, insurers have a base dwelling coverage, and an optional increase (of about 25%) that it can go up to..  

View report*This link comes directly from our calculators, based on information input by the member who posted.

I pay more based on FMV, but I'm  not interested in or qualified to do a ton of reno work.

Does anyone know of a lender in Texas that can refinance a personal property using a non-income based product?

Within the last month, we closed on a traditional 30 year fixed mortgage based on W2 income on a property in TX (we actually lived in a different state).

They will do it based on your SSN only.