2) Do you have a lot of consumer debt (credit cards, car loans, student loans, personal loans, etc)?

They can represent themselves as being great, have clean cars and nice clothes, but that can mean nothing as far as how they treat your place.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.

Certain project types, sizes and property changes require a design professional (Architect or Engineer) to sign and seal plans and may also need to sign-off at construction completion. 

We joked in college as a civil engineer you only need to know sht flows downhill and you cannot push on a rope.

Developing a mixed-use project consisting of storage, hotel, QSR, and car wash...looking for any recommendations on retaining an independent underwriter with experience with development projects with multiple components. 

Cars? 

John is a car mechanic.

As of this writing, the S&P 500 was down a little over 17% year to date, and in the same period, my passive investments have been kicking off 5-7% monthly distributions, one of my passive investments went full cycle in just 14 months producing 80% returns, and I sold my long-term rentals that produced about 20% returns annualized over the past 2-3 years.Bottom line: I’m very glad that I invested heavily over the past 10+ years in the real estate space, and I believe that everyone should have at least a portion of their net worth in the hard, physical assets like real estate.I’m not suggesting that everyone should have over 50% of their net worth tied up in real estate investments like my wife and I, but real estate investments can and should part of your diversification strategy to make sure 100% of your investments are not subject to the volatility of the stock market.I’ve recently started tracking my investment allocations across the following categories: stock market in retirement accounts, personal residence real estate, passive real estate investments, cash and autos (anything with an engine – Yes, that’s a Dave Ramsey’ism).

I'm worried about future guests damaging their cars on it, or damaging the driveway.