Good news is apparently 3 other people have the problems (obviously not good, but at least I can work with people).  

I even paid for a report through BeenVerified for the husband but it didn't amount to anything.

They can get their lease expiration, option list etc by week, monthly, biweekly, last, current and future reporting the sky is the limit. 

Would it show up on my credit report and send up a red flag?

Even if We know that Bayou City is facing the oil slump very hardly, but there niche and part of the town that still performing well because are occupied by different types of professionals figure that are working in sector like maritime transport, medical, manufacturing and distribution.My suggestion is to study the market, contact a local agent, read the news, and then make your decision based on real number and real prospective and area development.Once again, depending everything on what Submarket your are going to focus.

We have given USAA everything they've asked for including all paperwork, police reports, contractor's estimates and other supporting documentation (e.g. ownership of stolen appliances).

@Wayne Brooks where are the Home Depot charges reported if you rehabbed a property and put it in service as a rental.  

I was thinking about a quit claim deed or a release of liability but my mortgage company will not honor either of those for purposes of removing her completely(credit report, etc).

The roof was leaking, and we reported this promptly.

"   Well I could call the electric company and report it for you .