That limit remains in place for 6 months.After 6 months, if you refinance a cash purchase, you only need to live with the appraised value limit.Here is how this worked for my most recent purchase:$77,000 purchase ($67,000 from HELOC, $10,000 of my cash)$13,000 in rehab costsTotal of $90,000Appraised for $108,000.Getting a loan for $77,000, 28% equity.  

Also keeping in mind I don't want to keep my current banks financing for 12 months or more (if possible) because that limits my ability to purchase more properties. 

For the ones I handle on my own, one state limits the use of application fees to actual costs and you must return any amount not used by you if you deny the application, so might work there.  

Now there are always bills that need to be paid for such an event so there will be some sales, but we are limiting the number of speakers selling.  

Why limit yourself when you can do your own marketing, and get tons and tons of leads all for free.Think about driving people over to your website by doing some online marketing, and watch how many leads you can get. 

As a homeowner looking for properties, you are going to look at a limited number of them before you buy.  

If you're keeping the rental long term AND you have already decided you're going to tile the surround, without a doubt replace the tub now, it's money well invested.Reglazing is not a permanent solution, there are limitations to use that a renter won't honor either.

Furthermore is a unenforceable clause can be limited to a level where it is legal  enforceable then it shall be so. 

All of the websites have limitations and can easily miss high or low by ~10-20%.

Instead of being limited to what a particular institution or advisor sells, you can invest in anything allowed by the tax code - which includes real estate.There is a lot of good information here on BP on the topic.