You would increase your odds of collecting rent, not garauntee it.

So I pencil very little additional value for the lots, which I hold until new home values increase and construction financing loosens.

So your idea to protect your assets will not be increased.

Combine that wit a PM and now the property looks less attractive even though you theoretically increase your CoC.

You go from dividing cash flow by $20,000 to dividing it by $5,000 increasing your CoC by a factor of 4.

Will,I agree with you on the robo-signing being settled, and expectation that REO levels could increase again.

Just to give you a few comparison: Equity Trust Co has tiered fee schedule - for $50k to $100k, they charge $360/yr, and increases as your account increases in value; a bit less for <50K.

Also, capital expenditures made after the property is put into service increase your basis.

I know that I can raise rents to increase cashflow, but is it worth taking the small profit-margin, short term?

I would've had about 7-8k into this house if I had bought it and put in new HVAC so my question is would you have: 1. put the new HVAC system in and increase the # of years of the note for a higher price 2. put window units in and charged around 12.5k or 3. not put any money in and just sold it as-is for a cheaper price?