My lender is more concerned about the appraisal report which in many cases make the value subject to specific repairs and improvements( if the lender is selling to fannie and freddy).

My guess is that its price/rent ratio can't readily be improved, without risking higher vacancy rate?

Mike p.s. if there is anything else I should put in here when asking for help, please let me know so I can improve my posts for the future

More update - So I finally approached UW's manager and made a complaint on DTI calculation so late in the process, like 8 weeks after the "credit approval"...Got a long email back from the manager, basically saying their procedure is perfect...Nothing to improve on...

To be honest $65/year is nothing unless there is a chance it will go up for an improvement. 

Am i better off using direct mail and improving those campaigns ? 

I do not have the money to put down on a home plus make massive improvements.  

All these improvements will show the community that you actually care about the property.

My play is add some value through improvement and sell once the market has corrected.

My thoughts on this is that it totally makes sense to make the improvements and go for the higher rent, but he is a very good renter and I know what to expect with him.I think if I get an answer to question number one, I should be able to calculate my ROI and answer number 2 myself.