Additionally, while a precipitous fall in oil prices has had a negative impact on “oil patch” locations, it has effectively increased the spending power of the American consumer.While there are still concerns regarding the overall health of the economy, the current real estate lending environment remains active and strong as a whole.

Do I need to go to a lawyer, CPA, call the IRS? 

I would discuss the operation of wholesaling frankly and openly and be prepared to backout (ie drop the attempt) if you sense any push back.Be aware that wholesaling and brokering look exactly alike to the lawyers and brokering requires a license.see this topic on the issue

I feel that I have a good grasp on how they work ( the Financing structure, the funding of the Repairs into the Loan, Interest Rate, Points, Seasoning Period, Down Payment, etc. )What I'm still unsure of , is what is meant by a 5 or 7 year ARM ( as the Initial Loan that you get when you use a Portfolio Loan from the Get Go , But then after that time is up ( the 5 or 7 years ... depending on which ARM you went with ) , how then does the Financing , and More Importantly my own Personal PITI on the Property get effected, by me then having a 15, 20 or 30 year Conventional ?

If you are concerned with the Due on Sale, don't transfer, have a delayed settlement for a few years or until you are ready to flip the deal; just make sure you have a good lien and title report and have the seller's deed signed and held by you, your lawyer or a title company.

For my investments (roth/taxable) I wrote a simple but effective plan that I worked passively on for a few months, this way when I'm tempted to go with a fad or get caught up in the latest fear/greed cycle I can look back to a plan I made with a cool head.  

( A well written (skinny) contract, all the right protection clauses and honest disclosures... automatic extensions.)This business has so many moving parts, seller personalities, dealing with relatives and third party know-it-alls, the estate, seller's agents or lawyers --- be prepared to deal with these gate keepers! 

This seems odd to me....and do they do title companies in GA or is closing done through a lawyers office?

I'm currently looking at tax delinquent properties, foreclosures, wholesale properties.I need a good real estate lawyer, and an investor friendly title company for searches and insurance.

I've seen these types of business arrangements executed before whereby lawyers, therapists, barbers, CPA's, etc establish their businesses in "historical" districts (for lack of a better descriptive) and in some cases live in the same building or in the mother-in-law building out back.