I’m trying to figure out a way to use something like Quickbooks or YNAB to track all of the income and expenses for each of our houses but when I come to the point in which I need to reconcile the account, things don’t line up.

Sounds like you are on the right track. 

It is very frustrating, but in the end, it will work out. 

It has all of the features you would want as a landlord such as electronic rent payments, maintenance request, expense tracking, reporting, apartment listing and more.

Their rental insurance also covers them so if I did allow it, I was going to stipulate that they had to go through her so I could keep track of it, but it was something I was still trying to avoid unless the tenant was otherwise perfect and I couldn't find anyone else.  

I have everything tracked through that and a spreadsheet as a redundancy.My question is: do I label the Income for the 100 per/ month electric charge as rents?

@Chris Seveney's idea of starting small, and building a track record before reaching these banks is a good idea.

I sure hope the numbers work out and everything goes to plan because nothing ever goes wrong in real estate lol.When buying turnkey, the person who rehabbed better be trustworthy.

You are on the right track, and that is the best thing you can do starting out.

My last full time in office assistant didn't work out.