Unless the stuff grows in rock and stays green without water I wouldnt waste my money .

This allows you to strategize for maximum gain (and minimal tax liability).You can do lots of research, but the variables are huge and the possibilities pretty wide open.

Oh, and it is in GREAT condition, requires very minimal cosmetic work.

When you sit down with this Realtor (or any other), sign the IABS (Information About Brokerage Services), sign the Buyer Representation Agreement (give him/her 15, 30 or 60 days as a test), provide proof of funds and your complete information and that way the Realtor will know you are committed to buying a property and not wasting his/her time driving around to see houses.

If you have a charge off from the past, the affects are minimized the further into the future you go from the date of the last reporting to the agency.

Would I simply be wasting time by listing too high?

I don't even want to waste time on their project submission process if these guys aren't official.

I've used the: "I need a baseline for my investor," "I don't want to waste your time," and "I want to make sure that we're in the same conversation," lines.

Doing any research on a property, other than the owner's mailing address, prior to an owner contacting is a complete waste of time.

More simply, can anyone comment on creative ways to minimize initial out-of-pocket cash by using a combination of a non-conventional loan and a HELOC or other?