And if I ever sell the house, I’d be stuck between the morality of posting tax record sq ft vs. losing value with appraised (real) sq ft.Anyone ever been in these shoes and actually negotiated a discount of some sort?

I would require that anyone living there be actively involved with some sort of recovery program.

Let me know if my numbers are off or I'm missing some sort of expense.

Being a finance major I have learned all sorts of investment strategies with real estate being one of them.

I also contacted another tree service to see how the issue should be handled and what discussion to have with the contractor.I am hoping someone knows:1. an ISA Certified Arborist in the Guilford County, NC area who can appraise the lost tree,and2. any advice on the conversation I should be having with the contractor, and what sort of damages I should reasonably be looking for. 

If you're getting any sort of employer match, at least do the minimum to get that.  

I don't wear makeup, prefer to wear my comfy Birkenstocks and I wear my hair in dreadlocks.

I was sure to dress in suits and no trendy hair or piercings.

Although your idea seems well thought out, and a "system" of sorts, here is what happens at a foreclosure sale.

Any suggestions on how to go about finding providers with this sort of number?