In Information Technology Security for 20 years (work form home) and my wife has been in Hotel management/hospitality for 20 years.

The secure role of the agent has nothing to do with the difficulty of getting done, and has everything to do with fear on the part of the lower end consumer, and the value of time on the higher end consumer.

All they want to know is if they will get their money back and that it is secure.

Get appropriate security deposits.  

I understand what a mortgage-backed security is, I'm just not immersed in it.

In order to secure financing, the lender whom my broker found required an appraisal of the property to verify it was worth them lending on the property.

The security deposit is barely enough to cover late rent & damage.

Are these legal discrimination because you can argue some are more secure and nearer etc?

You will need to speak to securities atty.

I have a full-time job that I'm very secure in.