I'm also hoping to retire at about 40, but I haven't yet been able to figure out how to minimize my exposure to health risks enough yet (provided that medicine doesn't get socialized or something by then).

Her health has really suffered greatly.

But I had to chime in here because I worked in health care as well (and my husband still does) so I know what that's all about.

I'd be concerned with the potential health issues ... 

This is what's happening to apartments, but a good overall indicator of the health of the market.Nashville’s 2015 completions totaled 4,002 units, by far the biggest block of additions seen since MPF Research began tracking the market a quarter-century ago.

This raises a question: How far does an HOA's power reach when it comes to denying mitigation of issues that could pose serious health risks?

Usually due it divorce, job loss, or health issues.

The $365/mo tenant has been there for a long time, and, while he always pays his rent on time they say, he is a major hoarder, and mentally unstable.

I simply have been paying the loan until now when I having been having health problems which have prevented me from working. 

Our loans are very competitive, we have a borrower first mentality and have closed over $2 Billion of loans in the last 30 months.