@Patricia Franciulli I see houses being rehabbed all the time, I know there are some community organizer types that have raised money from local governments and businesses to fix up certain neighborhoods.

Fannie/Freddie are government entities that buy loans that are written to their standards.

Please note these rebates are government mandated for the utility to provide but because they cost the utilities money now and in the future they can be difficult to find information on.

Even the government agrees when they tax us at a lesser rate than a "job".

And yes, it is looked down upon by the city or town government people.

Regime change or overthrown government.

JPMorgan's *** would be in a sling from any number of government agencies if they hadn't done some level of due diligence.

I work in construction contract management for the Government.

I bought it with a 3/1 ARM but was never able to refinance because I've never had 20% equity, and it was never sold to Freddie/Fannie so I didn't get my government bailout.Fast forward to 2012, my rate adjusts to 3.25% and I'm $30-40k underwater.

Hosted services cannot guarantee your information/data will not be combed by government agencies; a big deterrent from using U.S.A. based services to those in other countries.