Don't buy into the hype from gurus that there is a "missing piece" of the puzzle that only they have.

Also, some institutions have a promotional rate that is lower for 6 to 12 months.

That piece of advice I got from an old mentor in my old 9-5.

I just got a voicemail about a piece of land that is owned by an Estate. 

Black looks incredible as trim paint and then placing a single black piece of furniture in that room.

I'm sure after the 2008-2010 "recession that was more like a depression" there are many out there who got hit hard and are wondering how to pick up the pieces again.

not here to promote sean terry, but he has a decent wholesaling ebook. it's free also.

If you want to remove the piece from the cement, make sure the inside of the post is fairly clean and not filled w/ rust and dirt, then with a chisel, (or power chipping hammer) "GENTLY" fold the old post into the hole in the middle, it should loosen up and be able to be pulled out.

Do I have any missing pieces that you see that I can include to have a better chance of approval?

Even though the subfloor had the same cracks/gashes, the extra underlayment we bought and put down (underneath the laminate's built-in underlayment padding), plus the fact that the floor is one solid piece, seems to be much better for our situation.If you're on a 100% flat subfloor you might have better luck, but especially if this stuff is going to hold up to tenants, I would advise against it.