Thanks for being on the ball to close this thing efficiently. 

Everyone of the "Modular" apartment projects I have seen is about as efficient as a hand built Ferrari.  

Even better if you could teach a man to fish, so I'll know how and where to find this info efficiently for future investments.Thanks!

search unusual combinations of terms)Underwriter must make sound decisions on loans regarding the creditworthiness of borrowers while working closely with Retail MLO, and operations staff.Desired Skills, Experience, Or EducationOur ideal candidate will possess; Minimum of 4 years’ current conventional and government underwriting experience in a wholesale or retail environmentDE / SARS / LAPP designation preferredCurrent knowledge of RESPA and MDIA regulationsStrong knowledge in “A” Paper, FNMA/FHLM; FHA/VA programs beneficialProficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector, and Calyx Point.2 years AUS experience.Working knowledge of “Empower” is a plusDemonstrate high volume productivity.Must be detail oriented, organized and work efficiently under pressure.Excellent written and oral communication skills.Strong organizational and analytical skills.Demonstrate an OUTSTANDING level of customer service skills.Work independently and be “self-motivated”.Stearns Lending is an equal housing lender and is licensed to conduct business in 49 states and the District of Columbia.

What can I come to the table with to help make the relationship as efficient and successful (both in the near-term and long-term) as possible? 

She also built an efficiency in the garage, a half "bathroom" in what used to be a closet and whole mess of other things.

For an excellent realtor I suggest:Leslie Douglas   Owner, Strategic Pricing Specialist, Exceptional Service AgentI have used Leslie Douglas in 4 transactions including 1031 like kind exchanges and find she is high energy and high honesty.Kirk Kitchin

I asked the bank to replace them with high efficiency new ones of my choosing and to cover closing costs, in turn I paid $10K over the agreed on price of the house.

I asked the bank to replace them with high efficiency new ones of my choosing and to cover closing costs, in turn I paid $10K over the agreed on price of the house.

That's step #1.Far too many people want to run a marathon so the first thing they do is buy some expensive running shoes, moisture-wicking shirts, a $300 fitness tracking watch, a $30 app, a 60-pack of energy gel, etc.