I bought 7 rental houses last year and my debt is nearing 1 million.

Have 15K saved.Our debts combined, though all in my name, are 50k.

Reversion applies to security deeds that have not been foreclosed within seven years after the debt secured by the deed matures.

We have no other debts at all. 

I have a few properties in my area that I would like to purchase, my debt to income ratio isn’t where the banks need it to be since I just purchased a home last year.I’ve already talked to a broker that I bought my home off of that I couldn’t purchase a rental with my current income My situation is that I wanted to rent to own my current property I live in now and buy another fixer up in my town.

The downside of that is that my Debt to income ratio is such that conventional lenders will no longer work with me. 

Personally, I'm a big believer in having $0 personal debt, but unlimited debt paid by others.

And sell it for more leaving me with no debt and some profit.

@Sam FickelYeah I suppose one could just keep 100% if they did the deal all debt, 50-50 would make no sense for someone with experience

The appraisal wouldn't really dictate the entirety of the loan amount either (highest leverage) Do we have a lease that provides a large enough debt service ratio?