He may have been mixing up LVT with Laminate flooring when speaking with me about the bid to do the flooring.I have decided to continue the renovations, and decided to get a quote from a flooring company that I am buying the vinyl planks from.

Rates on HELOC's do also vary wildly from bank to bank, but I would recommend going to the bank where you hold most of your assets - you are more likely to get the best rate. 

I know liability is a issue being a sole proprietor but curious on if it’s worth getting a business certificate from the city or just continue to do what I am doing.

What is the $140 each month paid and why does it vary in some months for example in Feb it is 668?

In other words, it was legal at one time the zoning changed and it can continue to operate until the non-conformity is lost.  

For example, in California, if an unsafe condition was present due to continued leaking pipes, a tenant's rights could include making repairs and taking it out of rent or even termination of lease.

It varies from manager-to-manager, but a full month's rent is typically.

My advice to is to continue doing real estate, as that seems to be where your interest long term, but also get back into another job until the time is right to go “all in” to the real estate arena.

NONE of our pre-licensing education, continuing education, or testing, covers rental income matters.

I believe the limit for an engineer is a 4-plex (could vary by state).3 - Since it will require an architect to seal that means they take all the liability, which mean they take the liability for someone elses design.