However, lease options are typically just for 1 to 3 years, so you can lease the home for up to three years and still pass the 2-out-of-5-years test for using the cap gains exclusion.

It might be easier to work with the county master data file rather than discrete card data.

@Jeff Fairchild I don't think anyone is going to give you that data because it's fairly expensive to determine those metrics.Here's a rule of thumb for Adwords.  

Will,I agree with you on being disgusted with all this garbage about the brand-new laws that will take effect in 2014, and no one will know how the law will play out until 2014 and also until it is tried and tested.

Its overwhelming.I would love some advise on how to best move through all this data and on to good purchase leads.

Phillip,My quick thought would be to "stress test" your re-fi numbers at higher interest rates (5%-5.5%) because there's a significant chance that 4.5% rates will be long gone 12 months out.Good luck,Adam

I am buying a bankruptcy list from Melissa Data to market for real estate deals and they asked me if I wanted to filter my list "Open Filings," "Dismissed," or "Discharged."

Test the market to see what it will bare.

The key question to ask is "what is the ratio of assessed value to true market value in this community" The tax man often tracks this by taking all the sales that occur and compare them to their assessments.In extreme cases I have seen City's in upstate NY which had a ratio of assessment to true market value of 20%, which is to say if they say a property is worth $20,000, it may actually have a market value of $100,000Where computers have helped track market data, and market conditions (and the high taxes on properties) are a big deal in a lot of communities, many places, such as here in Mass, re-assess very frequently in attempt to keep taxes fair.

Tim,  I've owned it about 14 months now and it has been going well, although 14 months isn't a long data set I think that is about how it will trend.