Hello,Is the 20% down payment guideline a fixed rule across the industry?

It's a real benefit since so many were not able to ration their beer stash 'til Sunday.Craft beer industry is booming here now.

., it's a multi billion dollar industry.

The CFPB (Consumer Financial Protection Bureau) came way too late to the, “let’s punish the mortgage industry party.”

I used to be a little more lenient when I first started in this industry, but they will(99%) absolutely eat you up at any sign of weakness.

. ($15k purchased/renovated to HUD Sect 8 standards, $8,400/yr rent GUARANTEED BY HUD) I own exclusively in 43612 (OK) and 43608 (low income, higher crime, black...and I will have a dozen SFH Sect 8 rentals there in the next quarter).

I do not know about SD law but in my jurisdiction the key is whether you rent inclusive or exclusive.

I'm aware of the capital gains exclusion of up to 500k of profit (for me and the wife), but is there ANY way around the recapture of the portion I depreciated?

I am an engineering contractor in the aerospace and automotive industries who is looking for an exit strategy.

Also, there are income tax exclusions only available to you as an individual home owner, for the half you live in.