We are still closing some on our standard 21 day turntime, and others are taking longer than 30 days too.Here's what is going on.Divorce-related appraisal numbers presently outnumber mortgage-related appraisal orders in California, and in the Bay Area (Oakland, San Jose, San Francisco, Marin, you name it).

I love encouraging new investors to house hack because they can learn to be a landlords and live relatively inexpensively.

The issue with keeping it though is a relative lended the full amount of the home price at an extremely discounted interest rate (less than 1%), and I feel that the sooner I can pay them back the better.

Instead of searching for a specialist locally in a relatively small market, you can pick from the 20+ tax experts who contribute to this forum.

@Anthony BuccaneroHi Anthony,My wife and I are also located in the Twin Cities, and relatively new to real estate investing.

You might want to take a look at this relatively recent discussion thread for some counter arguments to what one might think of as the "sale pitch:"https://www.biggerpockets.com/...

This seems relatively unethical.

It was relatively straightforward.

It may be that to qualify for an ADU, the occupant may have to be a relative.

For the HOA boards that I am on, all communication related to a payment plan would have come through the management company as drafted and handled by their attorney on behalf of the HOA.A payment plan that was discussed in writing (email), drafted and signed by you (thus agreed to), and then has been acted upon as agreed by all parties for 7 months (they accepted the payments) - IMHO is effectively "executed".