Again it's not because you're white/black/gay...it's because you have a *****ng hoodie on at night when it's 90 degrees out. 

I am happy to be using my education and degree but I miss the fun and challenges of owning a business.I would like to invest in single family homes or maybe just land, since there is a lot available up here.

After two engineering degrees and 16 or so years in Dilbert-world, I finally realized that it wasn't for me.  

Since the house doesn't go below a certain temperature when set on 68 degrees are there any suggestions?

A bank of any kind is going to be very conservative in their underwriting but there are degrees of conservative.

@Dustin Hollar Not an investor in commercial, but have worked in asset management for commercial real estate funds for 5+ years (and less importantly a masters degree in RE) and am about to take a break from work and will have some free time if you want some knowledge.

My mom worked as a CO for 20+ years and had a degree in finance, she says bad idea but she worked until she was 65, not the path I want.

The majority are college graduates who couldn't live up to their degree (they got it by class attendance) or the flunkies of some other trade.I'd say skip the agents and learn on your own.

I would definitely suggest that you always want a cash flowing property though... because cash flow is what makes you want to keep the property, and to some degree allows you to keep a property.  

You're not going to hit home-runs every time, just getting on base and being able to fund your next venture is a win.Sounds like you may need to do a bit more research before committing your degree to real estate - it is always important to be passionate and truly eager in whatever path you take.