@Hunter Locke Thanks for the response. 

Use a floating floor system of either click lock or sheet vinyl that is loose lay or perimeter glued to avoid issues during the winter months.

Once you've locked down these options then you'll know how much money you'll need to take out.

Ask them to upgrade something small in the house or at least lock in a longer lease.

Much better terms plus I wouldn't want to be locked in for life..2.

I would get the money out of the place that I put in and lock in on a long term loan (30year) and keep it for long time.

Both were locked for 5 years. 

Rate isn't the best, but that might be the quickest way to lock down $55k without paying a bunch in fees or a HML interest rate.

@Peter ClaphamParamount bank in STL for conventional up to 4 units, just locked a cash out refi on investment property at 4% with $261 point discounts (a week and a half ago, rates may have come down more since then).American Bank for commercial real estate loans.Can’t help on private money lender recommendations, sorry.

Locking away dollars in today’s economy is foolish IMHO.