I am going to share with everyone my actual portfolio numbers and kindly seek your advice.

I think this will make the home one of a kind in the neighborhood and add a lot of value.

I'm kind of surprised that anyone was willing to give such definite advice with so little information.

What kind of help are you looking for ?

She needs to beef up her screening to weed out these kind of people.

Here is some feedbackI was at a conference a few weeks back and I suspect half a dozen or so of the bigger wholesalers as I would define them in the country were there as well. what they all had in common.1.

Is this some kind of government regulation, or are there other lenders who will still finance a HEL or HELOC? 

Also, if you haven't met with the broker it can help to have some kind of written track record of investments (either online or in a file). 

Is there some kind of bulk deal that you're negotiating?

But point is that banks are completely OK with this as this is a common practice with estate planning - moving assets into trust that is LLC.