This is a unique one.

Are they very unique? 

Does society condition the average american to have a phobia of risk and buy before we earn?

Any other unique terms, etc.?

My goal is to acquire loans that are either performing or non performing that have a significant amount of equity built into the property (I don't think Id look at anything more then 60%-65% LTV unless the property is something unique or in an AAA area).

Much better than Sulfur Springs but has a unique location sandwiched between 2 businesses.

So to me, it doesn't make sense to discriminate against crowdfunding investments for something that's going to be true of virtually every other alternative.Anyway, if you're convinced that crowdfunding platforms have a unique issue, there is a third-party company that adds an additional layer of due diligence on top of the crowdfunding platforms, you might be interested in: Alpha Flow. 

Very unique area some good potential

I have 20+ rentals and have only received 1 mailing with no follow-up (that was a few years ago).I also have a couple of smaller unique lists I want to mail to.

Something else to remember is that for the seller, the property is unique and the best; for the buyer the property is full of problems and in bad condition!