We all work nationwide.

There a few others locally that have good websites with plenty of information, but I have no personal experience with them.And there are also the few nationwide outfits that are focused on real estate investors that have been mentioned many times in this forum, but they don't have a local office.

And isn't there a rule that the house cannot be worth less than the outstanding principal at time of death? 

You can only have 1 outstanding FHA loan at any given time (there are some exceptions).

For example, you could put your money in a longer-term CD, which comes with a higher interest rate than its short-term counterpart.In addition to finding the right savings option, you may also consider using the proceeds of your house sale to pay down outstanding debts, like credit card balances.

You can immediately sell property you purchase from the state, but due to outstanding redemption rights, the buyer runs the risk of it being redeemed for less than what they pay you.

Is the capital gains tax calculated based on the difference of my outstanding balance and and selling price?

Hey Scott,I'm a Philly based investor (although I invest nationwide), feel free to send me a message some time.Besides my portfolio of rentals, I'm also the manager of a note fund as well.Best,Dave

I have a business insurance policy through Nationwide.  

If you can google and get on the Scottsmans Guide website  this will list hundreds of lenders nationwide and their rates and terms..