I am doing some research, and therefore came across your post (albeit a number of years later) so I thought I'd comment my experience....Very long story short as possible; as newbie lenders back in 2019 we lended to a flipper out of Columbus who obtained by wholesale a 4BR house close to downtown and within a short walk of Nationwide Children's Hospital in an area which is going through much gentrification. 

You can call any nationwide lender which may have better option for you.   

You can call the local utilities and inquire if there are any outstanding bills. 

Nationwide rates hit a low of 2.7% - so there has really never been a better time "spread" wise.Long term, I think NYC will come back as it always has time and time again.

Intel has spent over $100 billion on new chip factories as well as Nationwide Children's Hospital spending millions of dollars on acres to expand even more.

Communicate with tenant about payment of outstanding bills and prompt payment.

Brian Sheldrick @ Capital Communications FCU - Cap Com is a outstanding lending partner that we have and will continue to work with for all our acquisitions.

http://www.ripoffreport.com/r/Robyn-Thompson-Real-Estate/nationwide/Robyn-Thompson-Real-Estate-Guru-steals-money-internet-Nationwide-919779 http://www.ripoffreport.com/r/Robyn-Thompson-Sadim-Homebuyers/nationwide/Robyn-Thompson-Sadim-Homebuyers-stealing-lying-cheating-deceptive-fraud-poor-info-223808 This one is particularly interesting... http://www.ripoffreport.com/r/Monster-Rentals/internet/Monster-Rentals-Robyn-Thompson-vacanciesbyrobyngmailcom-My-studio-is-being-advertised-999383

Trump and the CDC have enacted the 1944 National Health and Safety Act that bans eviction nationwide and regardless if your loan is Federally back, or if you have a loan at all!

I believe most HELOCs change interest rates monthly on whatever the  total outstanding balance is.