she dug Your Money or Your Life, and is currently reading 4 hour work week. she's really digging it, and we're already starting to make lifestyle plans for our future. the problem for real estate investing, is that we did the dave ramsey class together, and she's huge on not being in debt. she's struggled to get out of it in the past, and has only her student loans left. assuming the world doesn't end, haha, she'll be out of debt in about 12-16 months, and still in her early 20s. when i try to explain the difference between "good" debt that creates more income than it costs, and "bad" debt that doesn't create income, or appreciation. consumer debt vs business debt. that kind of thing... it doesn't really click tho, and she's still hesitant. she's a w2 earner (i'm a 1099) with decent income, so she could easily land an FHA loan and lock in a house hack within the next year, allowing her to save/invest tons of money and kick the whole thing off even faster. i would love to present this to her in a way that doesn't seem forced, or "i'm right you're wrong do it my way". i want her to really get it on her own, to understand the power that real estate has to change your life. anyone else dealt with this before? 

I have real estate brokers who get angry when I tell them that I can look up more information than they have access to and can even do it faster. you have to watch the tutorial videos to see what this website can do. 

This will allow me to save 70% of my income (already saving 20 and 50 goes to rent) and then I’ll be able to start picking up more and more rental property and a faster and faster rate!

As with discussions on using property managers, you need to plan a higher vacancy rate as they make the same whether you miss a month or not so a self managing owner has a much higher desire to fill vacancies faster.

I can’t decide if I should do a flip to grow my money faster, brrrr(I’m not really a handy man so both of those methods are intimidating) buy a duplex that just needs a little bit of work and save for the next property? 

There are a lot of cash buyers out there, and as a seller myself, cash offers, but mainly the lack of financing contingency, a faster close, and typically no inspections, means they win the deals.This is where going after stale listings can help. 

I understand the combination of using leverage and acquiring more properties would help me increase my net worth faster, but I want to see it on paper!

had a few extra things that needed rehabbed and learned to get on problems faster to rehab the property faster.

And no problem just don't put all your weight on my opinions.

In the last few years in the Richmond area the price growth for SFR has been increasing faster than the rental growth with lack of supply and low interest rates being major factors.