In some instances points are the way to go, others maybe an ARM is a way to go.

Dressers and nightstands for instance.

However, I've seen several instances where clients have been assured by the auto dealer that the loan is to the business only to find that it's to their person instead.

Anyone know who might deal with a portfolio loan in this instance?  

If the mortgage, PMi, Insurance and taxes are for instance $1,900/mo.

This is a factor to consider when buying real estate - which is in many instances your costs / expenses grow at a faster rate than rents.

For instance, you can gain income from the other units by renting out on Airbnb.3.

@JOHN DEVEREAUX I'm all about holding on to real estate and not selling, especially in San Diego but the rare instances I'd consider it is when I have the option to sell tax free. 

For instance, is this loan going to cost you $200 more a month than a FHA or conventional loan?

For instance in FL, if I lend to you in your personal name, even with the proper B2B purpose loan, and Non-Primary Residence disclosures, and you default, if you claim that it WAS your personal residence and you were not clear about the disclosures, the first thing the judge is going to do is look to see if I as a lender met all the stipulations and regulations concerning consumer loans, such as CFPB, Section 32, and RESPA requirements.