I'm not a cut throat investor and do empathize with everyone going through tough times now.

Amidst this pandemic, how do you think that the Fed’s interest rate cut affect mortgage rates?

I use my HELOC like a savings account and don't keep much in the way of cash reserves. By feeding the HELOC with all my rents and other income sources, the average daily balance stays much lower and the result is a mo...

This would help cut down on the costs, I was thinking I could add this cost into the loan.

Cut out the non-essentials. 

.- If they own a bunch of homes and are lending from their HELOC...they don't want to be called on a bunch of those if price values plummet- If they borrow from another lender at a lower rate (even the 0% fed rate) with collateral tied to other assets...say the stock market...that's taken a hit, so they can borrow less. - If they have actual private lenders...which they claim they all do, but you'd be surprised how many don't...their private lenders may be going to cash and pulling their moneyYes, they need to lend money to stay in business...but if they themselves are getting squeezed, it'll come back to us investors 

The old cut off used to be 1,000,000 or more on the loan balance, but I recently saw a smaller loan that was just over 750k.

your income gets cut off. 

I would give them one reply referencing the points in the lease that apply to this scenario and the next time they bring something frivolous let them know that you are willing to waive the lease cancellation fee (or cut it in half, or whatever) so they can find somewhere that works better for them.

My only hesitation is tying up cash now on deals if the deals are going to look much better in the coming months /years with the economic uncertainty.