Good evening,I may be looking for a partner as well, however we are more looking in the 140-200k price category in Riverview, Brandon and Valrico.As of now, we are looking to purchase the home with a conventional loan, turns out to be a little challenging since most of the better deals are lot of times cash only since a lot of the properties don't qualify for a home due to not being whats considered livable.My plan is to purchase a home, live in it for about 4-6 months, do most of the rehab myself and sell it.

Conventional or HML?  

Hello, I am a first time homebuyer looking to finance with either a 203k loan or standard FHA loan I have pretty decent credit but not enough cash down payment for conventional loan which is why I'm going the FHA route..my goal after I receive my preapproval is to buy a foreclosed fixer upper in the price range of 60k-80k(either duplex or single family) and use the 203k to add value i.e add rooms upgrade kitchen etc then after a year of primary residency (required for FHA loans) I plan to rent out the other half (if duplex style) and hopefully create some kind of positive  cash flow after expenses etc.

Since you needed rehab a conventional loan would not work.

ok can i do conventional loan or will i have to refinance my 4plex as a investment property

I also don't have 25% for a down payment so that is another reason I am steering away from conventional financing.

@Isaac Ramos,Because your buyer is using conventional mortgage financing you want to check and verify what the lenders "title seasoning" requirements are. 

Yes, I always see a red flag if if I sense they rush because they're having trouble with previous landlord [you get a sense about people in the first 2 minutes after meeting so many prospects over time]...However, this frenzied rush from qualified A+ tenants is driven from inventory contraction in a very hot rental area, where rentals are taken down within a matter of hours (this is Manhattan fwiw)..

Non-jumbo, estimate 86% LTV, seeking to refi into conventional to free up VA entitlement.

As an SFR investor I was PMed by a private lender through biggerpockets with some really good rate & terms, like conventional loan type numbers.I haven't given them a whole lot of personal information as yet and am not too far into the process but my Spidey-Sense is going off a bit. their website has some content not a ton, it looks to have been registered a little over a month ago.I don't have a lot of experience working with a private lender so what is the normal process, what information do they ask for up front?