What other income do you have from investments to prove you can make the payments? 

Your original post/inquiry proves your analysis skills are thorough so you'll figure out what works, no doubt.

You want someone who is not only experienced and intelligent, but you also want someone who is mature and will maintain their poise and composure if things get tough.

Tenant screening and strong screening criteria are very important, NJ is a tough state to pick and choose your tenants so you need to be very clear as to what you require and it also has to fit the section you’re trying to rent in.

I understand that this is a very tough topic, because every deal is different.

Is there recourse for the building to prove it is not profiting off this if it is illegal to profit off RUBS?

If that is not the case, the appraiser has written pages of BS to explain why, and there is a 99.99% chance they can't prove any of it.

It's been a wild journey with a ton of learning with the scar tissues to prove it!

I want to rebuild it, because I'm confident I can prove to them, in circuit court, and through the appeals process, that it is a legal secondary dwelling which now makes this property a duplex.

In their mind, the BPO value is the value and they will stick to that value until the market clearly proves to them it's something different.