I did have one lender who essentially told me to outright lie and that I just need to have my mail sent their for the year to prove I 'live' there.

That's a tough pill to swallow.

That way you are able to prove that you treat everyone the same and your scoring system you use determines their eligibility or the amount of a deposit you require down.

I think you'll fin that a one man shop will be tough to do to stay up with compliance, next year you won't be able to collect you own note on a residential deal.

Chris multifamily would give good cash on cash returns.You could buy something like single triple net lease that Is hands off but getting 10% after tax is tough unless a few years left on the primary lease.

The transitioning back to better times neighborhoodThat is a tough question.

Getting quality subs in Austin right now is very tough.2809 Crest actually has a better view and will probably sell for more.

It's tough getting started at a young age, I know.

When life gets in the way or the process gets tough, this "why" will pull you through.

There are other deals out there, but finding them is the tough part.