I'm a realtor who is currently finishing my first fix and flip with a business partner through our LLC that we formed from each of our individual Corporations. 

There is much talk amongst investors about having to transfer title out of an LLC into the individual's name in order to refi, and then transfer title back into the LLC after refi closing.

Being an individual surrounded by case studies of building science and the benefits of sustainable construction, I would build no other way.

Do all applicants over 18 have to meet all the requirements individually? 

You indicate the $5.8K with $4K of payment (assume full PITI) is plenty of cash flow. 

I have a couple of houses in New Jersey that I’m thinking of putting into an LLC individually.

I tried to use a lower cost option once and at the 11th hour (after having all documentation for weeks) indicated they could not get us the loan they quoted.Beware of low cost options. 

What I referred to above is good enough for an individual or even their whole family to get rich, but it is ultimately a small-stakes game. 

Thus we must accept the traveler for what he is and accept and embrace the challenges he brings to our lives; mainly, how to band together, act for the common and individual good so that we may not be forces to corrupts our morals for the whims of the entropy created by human misery. 

Do child support liens assigned to individual drop off like mechanics liens if the home ends up going to auction?