I fully expect most people to do the right thing and I plan to do the right thing which is: to work with people based on their personal situation in this time of national crisis.I do think TLDR and writing in "loopholes" are both valid criticisms of the letter but you know, in this age of "sound bites" not everything can be adequately covered in a short paragraph.

@Mike RiosWhen you are employing the BRRRR strategy the ARV is critical.  

It being the only heat source in the home at that time.

Providers of Basic Necessities to Economically Disadvantaged Populations, Including:homeless shelters and congregate care facilitiesfood bankshuman services providers whose function includes the direct care of patients in state-licensed or funded voluntary programs; the care, protection, custody and oversight of individuals both in the community and in state-licensed residential facilities; those operating community shelters and other critical human services agencies providing direct care or support9.

As long as you have another fuel source, go with that.

@Joe M.The education from BP and most other reputable sources always taught to keep reserves.  

That should give you the market, use multiple sources.

This supportive exchange of ideas is critical and creates a sense of solace, especially in a time where roles such as ours tend to be stigmatized by the public.

I've read through some of the beginner guides, some articles and heard some of the podcasts and now believe that RE estate can be stable source of passive income if planned out properly.

I agree there is alot of hype but that only proves you shouldn't go to politicians for real information. know the source.