It’s a long game and anyone can obtain a great amount of wealth through it but it does take time.

Quote from @Chris T.: Agreed @Claude Diamond @William Hochstedler @Carl OlsenReal estate investing is really a people's business.

My 3 thoughts would be A) seller carry the remaining portion or B) do a lease option or C)have your buyer obtain cash by pulling money out of another property through a refi or HELOC to then purchase the property.That would avoid any lending institutions. 

Unfortunately he had horrible life threatening health conditions that took his life in 2020, but his biggest wishes he talked about before he passed were that his kids and grandkids be well taken care of and that they always have a place to live and lastly since I was taking my real estate classes required to obtain your realtor license at the time, he said to me "Kelly, I want you to sell my house when you all are ready and only you can be the realtor on it, only you, you're in charge of that, ok?"

You've posted gross, but not net incomes, and values are based on NOI. 40% vacancy is incredibly high, any buyer will have a difficult time obtaining bank financing.Stockton is also a small market, so the potential buyer pool will be pretty limited. 

Hello BiggerPockets Family, Day 5 here and consistently pursuing our Real Estate Investment Journey.As with anything in life that is worth achieving or obtaining, learning the skills necessary to achieve that successis a must.

Use debt to make money and stash your money to the side, once this bubble pops (I give it 5 years) then take all this stashed money and obtain buy and holds, once the market improves sell the inventory and then repeat to you die you will be a rich man.

Following that I obtained a couple more buildings just a few short years later.

VA loans backed by the Department of Veterans Affairs even allow veteran borrowers to obtain 100% financing on a home.According to the Consumer Financial Protection Bureau (CFPB), before shopping for a mortgage a borrowers should:Check their credit reportAssess how their spending habits will change with a mortgageBudget for additional or changed expensesDetermine how much of a down payment is neededDecide on a purchase price of a homeCreate a loan application package with personal and financial information including pay stubs, W-2 forms, copies of recent tax returns, bank statements, and proof of identity2.

The City is requiring that I obtain a Performance Bond for Work in the Street in order to complete a property Subdivision (splitting a lot into two so that I can build a home on the newly created lot).