This unit is heated by this ancient combination stove/furnace thing, which is the apparent cause.

Not to mention, they are dealing with the fallout of falling prices combined with local (and state and national) governments assumptions prices would rise forever.

Based on the 1930s houses that I usually deal with this would be ultra-modern!

Any profit left over is still a taxable capital gain.If you and your spouse file jointly, and if you both meet the 2 year rules, then you can combine your individual capital gains exclusions to exempt up to $500K in sale profit from capital gains taxes.Hope this clears up the issue for you.

Granted, while just a short sale may seem not to hurt you as badly as a DIL/foreclosure just on points, by the time it is completed you will be recorded as behind quite a few months in almost all cases so those factors combined mean your credit will take a hit very close to as bad as the foreclosure.

Most TPA's charge based on the assets, the value of the account, or some combination.

I suppose I could just buy the house right behind this land and combine the two and rebuild a nice, big house.

Banks have gotten wise, so, the lender would have looked at your combined income and the new and existing payments, and only OK'ed it if you could handle both with no income.

You can't combine your hours and your wife's.

Seems that every combination of the words investments, real estate, property and such are taken....