So I'm in the process of verifying my employment to be pre-qualified right now.

TRUST BUT VERIFY!!!

As a general principle, and to be verified at the state level, the landlord is legally responsible for habitability at all times.

Problem is that when the appraiser for the mortgage company went out to the house to do his thing he turned the water on to verify everything worked and no one re-winterized the property.

However, I always try to independently verify the number anyway.

Honestly, after reading through some of the posted threads, I understand the concept but I don't think it's worth getting into to. To

and he had noted to you that he had been evicted, and then given you a reasonable expolanation of why he was evicted - would you then consider renting to him.Personally, I wouldn't get into trying to verify their verbal explanations/excuses for things, as this can be difficult.

Talk to your lender to verify.

The goal should be to have the other unit(s) of the property cover all your expenses so that you are essentially living rent/mortgage-free, and can take that savings and put it towards additional properties.My recommendation would be to talk to a mortgage broker ASAP and verify that you can qualify for an FHA mortgage, which would allow you to put 3.5% down (less than $10K) and qualify for a great OO rate.

I also was not worried about letting the seller create the deed because the title company was insuring title so it was their responsibility to verify the deed and make sure it was correct.