The rest of your pro forma figures haven't accounted for the annual ~$40k mortgage repayments (on 25% deposit).You're not thinking of paying cash for it, are you?

Now, I am in a unique situation where I haven't been able to find answers online.The situation:I purchased a  duplex to house-hack in Oakland, CA with an FHA Loan for $710,000 which is now my primary home.

I currently am in a unique situation with Covid as I can work anywhere and am past the point of my current primary resident multiunit where I could again qualify for a primary residence loan. 

I know every deal can be unique but I'm looking to put together a list of possible options for negotiating "terms" for future deals.

Property is very unique, before and after running into this I couldn’t find anything like it on the MLS.

I would never disagree with anyone that there are ALOT of hoops to jump through with the 203k, however, it is very unique in its ability to force equity for very little out of pocket, and with protections in place for newbies that allow for a lot of hard-knock learning and wealth building in the process!

But now on the other side of this thing, having gone through this experience, I feel like I am in a unique position to be someone that a person going through a tough time on their first deal can reach out to and ask those questions that they need advice on.

I buy the small colorful ones just to be unique.

How should I structure the repayment to my Dad?

.- 1 bedroom currently at $390 ---> market rent $440 (tenant longevity 6 years - immaculately kept apt)- 2 bedroom currently at $495 ---> market rent $550 (tenant longevity 5 years - immaculately kept apt)- 3 bedroom currently at $650 ---> market rent $750-800 (unique tenant situation; no lease, 3 dogs, 4 kids, no deposit, pays rent in cash)- 1 bedroom currently at $465 ---> at market rent (tenant longevity 1 year - immaculately kept apt) Additionally, the current owner is paying for water and gas for the entire building (each unit has its own electric meter).