Lower your standards...

Are you in a situation where you might be able to refinance and lower your monthly mortgage payment?

So I guess my question is, what would you think is a better route to take: drop price and try to sell without a realtor, or obtain a realtor but not be able to lower my price as much due to the extra fees I'd incurr?

If we we both go on the financing will it lower he's score?

As Michael says, I write "Forwarding Address Requested in the lower left corner of the envelope.

My county is one to two mils lower than neighboring counties.

Again, re-fi might be the only option I can see to lower our monthly payment to reduce the pain a little but we'll still be bleeding out cash, just not from the main artery.Are there any suggestions at all that anyone might see that could help our situation?

Not sure how you're getting those lower numbers.With rent of $3000, the 50% rule would give you NOI of $1500.

Also look around for lower priced materials, Mom and pop stores locally owned places.

I think that if you're looking at lower priced, bread-and-butter houses, we're in a tremendous buying period.