Even so, not sure I'd invite folks to visit me "at my current rehab".A matter of personal choice, really.I do have one problem with rehabs and fix-and-flips: if I want to get paid again, I need to do another one.That's why I usually preach "invest for income".My $0.02 ...

@Ryan MacDonald Good job!!

The best way to keep a project on schedule is to only pay for completed work.Yes, that's tougher to do in this environment when GCs have their choice of jobs, especially one you haven't worked with before. 

I'm guessing the underlying issue you are addressing is consumer choices?  

@Ryan Keenan a conventional loan (the loans governed by Fannie/Freddie) you will need reserves starting with the 2nd property you own.  

If you have neither your choices become limited and the interest rates and terms get steeper.Crowd-funding can be tricky as often times they require similar down-payment and terms as a bank.  

The rest, it's just a choice lenders can make to be accurate and show you what you NEED to see, or mislead and show you what you WANT to see (to be revised upwards on you at the last minute).

(Different rents because we used the amazing advice of offering 3 different choices of lease renewal which is in the "Book of managing rental properties") We actually scored since there were already tenants and they have been great.

I got curious about real estate investing because of a bad choice in buying a home (for myself) I bought back in 2012.

Quote from @Ryan Havens: I would love to usa a dscr however my rental property is considered to rural in a small town in Missouri.