If they don't want to be a landlord and/or the property doesn't command sufficient rental income to make it work, they might be compelled to sell ASAP.Given that most VA loans are 0% down, and that active duty have ZERO control over when they get those PCS orders and must sell, an otherwise trivial 2% temporary market down-turn can mean you have to come in with money just to sell your home!

Otherwise, just ask many Lenders their policy.

When using HML, you are Not making a cash offer, it's a financed offer.So since I am using a HML and its still a financed offer, there are zero houses I can bid on now?

If so you might could go VA and buy a quad with zero down.If not FHA for a quad is 3.5% down.

I'm having my local ins co try to find a product that's closer to a traditional homeowners policy but still covers my bookings and at a decent price. 

In addition, they are listed as "additional insured" on the insurance policy that each property gets.  

:P- SFR means there is zero possibility of a condo HOA doing something stupid that tanks values. - In general it is said that condos are the last to appreciate, and the first to tank, when the economy turns south.- Landlords often do not like condos because they have so little control over the HOA.

Deciding where in our area to invest will just have to do with your own goals and risk tolerance.

The result of the lawsuit was this $25 insurance policy to guarantee if this were to happen to you that you would get your funds back.  

I am looking into getting a workers' comp policy for the business to cover subs.