Now I am wish I had just filed immediately.I had declared everything upfront to the bank I have a decent credit score, above 660 which was the cut off for this loan but I have never heard of PMI Ins having stricter criteria.Anyone know of any solutions or if there are PMI comanies who I could go through?

I think as @Steve Vaughan mentions "procuring cause" is an important issue with listing agreementsRemember that it's the sellers money that needs to be paid to the listing agent even if they fail to sell the house for a period of time after the listing expires if that listing was the reason why you found the property (MLS)What I do with the seller if we have an existing listing it hasn't expired yet but it's close to expiring, is to ask the seller to contact the broker of record, Bring your listing agreement with them, and have them cancel the listing in writing, specifically saying that if they do rent it or sell it down the road they are owed no moneyAnother possible solution is to give the agent/broker of record some money to reimburse them for marketing efforts, which include signs and Internet labor."

Video from the beach I think is kinda cheezy but all real estate training must feature a palm tree on a beach :). 

The more you talk to them, the better you will get at overcoming their objections and finding the solution. 

Some of the small trees were taken down, the lawn was mowed, and an old fence was taken town so you can actually see the front of the house now which will have brand new siding installed as apart of the last phase of the project.

But, they have large trees that could pose future maintenance/costs to remove.

Shortly, I will have this property closed & I can begin the search again for a creative solution to my lending woes.Best of luck to all.

It's low enough that you could probably finance it initially using credit cards or maybe a hard money loan as others have suggested, but these aren't good long term solutions for a rental and that's where the bad part of the low price of the house comes into play.

Around the Great Depression, when the land was worn out from reparative corn and cotton farming it was prime time to scoop up large tracts of land from people that were land rich, cash poor.I think these laws in SC goes back to the CCC days as during these same times companies like West Virginia Pulp and Paper (Westvaco), Weyerhaeuser and others came buying up worn out and abandoned farm land planting trees and did not want to be locked out of their timber land investment.

I don't see an easy solution.