My record before was 7 rejected apps in a normal summer season.Yes, my criteria in in the description.

I am curious what are normal and fair terms to offer investors on a 850k loan.  

It's nice to see someone else besides get a piece of that expensive Charleston pie, too.

I should point out that I have zero water issues any longer so while it may have the normal basement humidity from time to time, there is finally zero leaks due to some very serious drainage rerouting last year.

A lot of appraisers will look at comps given to them, but they normally have much more access to data than most and data is king in valuations.

Meaning instead of the yellow letter stating " Hi, Samatha" it would just say "Hi" and then the normal yellow letter verbiage.   

Is this normal practice?

I also have a management company I normally use and really like, but financially the onsite manager makes a lot more sense.

What kind of structured interest and points should I expect to pay on the first deal and what would be a normal structure that an experienced investor might pay?

Nearly all of your normal expenses on a property can be deducted from your TAXABLE income but added BACK to your qualifying income for a conventional loan!