And I've never had a bad deal or a pixx off customer.

Getting into long-term investment deals is something that you should plan if you want to build generational wealth.

In this case, it is the borrower's responsibility to ensure that he is able to generate the cashflow needed to service the debt. 

Hard money is expensive and makes it difficult to generate positive cashflow.

It has basically none amongst the younger generation.

I imagine that would look poor on the bank if they told their customers different information.What you have probably heard is that when investors call local credit unions or banks, they find the lending options to be much more favorable.

Odd for a company that claims to have so many years experience and so many satisfied customers.  

After talking to verizon, I learned that it’s not secure to have the main router where stranger can access it as s/he can click the reset button and erase all the custom passwords I set up.

They are the perfect example of working hard all their lives, saving what they could, and hoping what they saved will carry them through (philosophy of the 'poor dad' if you will).I have a few thoughts, but this is a savvy, intelligent forum of investors with a variety of specialty areas so I would love to hear some creative ideas of how they could generate some additional income throughout their retirement years. 

I see that you already own international real estate properties but not generating income from them.