My current options are a 0% APR credit card or a personal loan to finish and then cash out refi and then pay them off after.

@Sher J. that’s been my main focus these last few months just knock down credit card debit.

@Bruce Woodruff  we have a checking account that my partner deposits the money into at the beginning of the rehab and I have a debit card and check book that I write checks out of to pay contractors/subs and use the debit card for materials.

Then look honestly at money on hand like the income from the airbnb, your next paycheck, savings, credit card limits, etc. 

Often times interest is raised to stem off inflation.  

I do not get any money from TurboTenant, nor am I an owner or investor in the company.They have a referral program where they will send me a $25 home depot gift card for a referral - you don't have to use the referral codeStessaStessa is a website that I use to track all my expenses.It is another free site and you can pull reportsYou even can upload receipts.Roofstock recently purchased StessaCompletely freeZillow Rental ManagerI use this to collect rent.Free for the landlordTenant only pays a fee if they use a credit card to pay rent.

Sorry, I was saying when the lease ends raise it again, raise it “a lot” to the point where the new extra rent will make it worth it to you or will pay for the PM so you don’t have to deal with it.

I get 1 response for every 200-300 letters sent.Also know that in some markets you're just not going to have positive cash flow for the first year or two.Even back in 2012 when prices were really cheap, the rentals I bought didn't cash flow very well for two years.Five years later, excellent cash flow that gets 6-8% better ever year (because of rent raises).

This isn't a rent raise as it was vacant but was surprised how high he got for a 3br 1ba in Brighton Park which has historically been a relatively low rent area. $1600 and had multiple applications first 2 weeks.

My wife Laura and I were born and raised here.