Credit should be a conveyance not a method to afford what you can not afford.Since used vehicles are difficult to finance you should also pay cash for it as well.

That would be a fantastic way to dive into REI.

There are methods for starting with “nothing”, which are of course much more difficult than starting with a wad of cash.

Also, with similar needs to a Value Investing in Stocks method.

Right now we are in the middle of a refinance, which would free up another $160 per month in cash flow.The method I used is to look in a developing area, find aspects within the property I could add value, make the renovations by leveraging my network of contractors, and then rent it out at what the market rate was. 

I cannot share the method on how to avoid the frivolous suit.  

I don't think there is any consistent method to determine what one bank will take over another bank.

If you're able to afford a multi-unit, namely a 3 or 4unit, that's a fantastic first investment and a cheap way to live. 

Sadly these arnt in that fantastic of an area as Cali.

Fantastic news!