However, I'm still waiting for an accurate rental value from my realtor.Following this thread and the responses to original @Kevin Reid question.

It is valuable to accurately determine what is necessary for the building to qualify for conventional and FHA lending, as FHA has even more stringent guidelines.I do understand many rural areas will not encounter this problem, but it is worth making a call to avoid headaches down the road.Good luck!

If you don't include ALL the math, how can you accurately come to a conclusion that is based solely on math?

Is this accurate information we are getting?

@Alex Yi to be honest, there is none more accurate than the other, almost all of them draw the data from the same source, its bound to give you 50% accuracy most of the time, are those the accuracy stats you are currently working with?

Other things to watch out for is making sure you have accurate rental rates. 

You should have just put up an accurate pro forma and had the rest available if needed after the property was put under contract. 

A lot of people want to see photos, even if they're not current and accurate photos, just to get a feel for the space and the layout.

I carried out the refi with my favorite bank and I can say that about 50% of the mailers had completely non-factual numbers (yet the general idea of the FHA Streamline product was reflected accurately) and about 50% was right on the money.

@Christopher Aguilera for truly accurate info, stay off the internet.