My kid gets a couple hundred a month after expenses mining some kind of crypto with a spare video card.

It is well-worth the cost and I think I pay $600 per month and if I get sued I have to pay the first $25,000, but when I was sued without having EPLI insurance I was visioning my ex-employees owning my apartment buildings and I lost 30 pounds because I would get up every night at 1 am and work all night putting documents together.The worse and most-aggravating thing about the Civil Lawsuits is my employees sign three documents every week acknowledging that they took all their breaks and my employees enter the number of hours they work every day on their time cards in their own handwriting and not one of the employees who worked for my company worked overtime and every employee signs a legal Wage Earning Statement every week, but the attorneys still file the Civil Lawsuit and they don't care who is right or wrong because they know that I will pay money to make the cases go away.So, if you want to expand, then make sure you create documents your employees sign every week stating that they acknowledge that they are entitled to the 10-minute uninterrupted, 1-hour uninterrupted lunch breaks and make sure they sign stating they took their breaks, create two copied of Wage Earning Statements, make sure your employees sign one copy and check to make sure your Wage Earning Statements cover everything they are supposed to cover e.g. tracking overtime, tracking vacation time allowed and vacation time used, etc.You never know what employee will sue you and if an employee is seriously injured I am the first person who wants to make sure that employee is 100% covered by workers comp, is covered for disability and I want to back that employee up like he is my own child, but even when an employee is covered by insurance many employees are snakes and they turn against you and many employees are seriously injured and their lives are upside down.

A crash like 2008 - I don't see in the cards in the near future.  

We do about 80,000 direct mail pieces every for our plumbing, heating and construction company, but we send powerful mail pieces that contain about 80,000 5 x 7 magnetic calendars and 80,000 credit cards.

The assoc doc mandates approval of contractor nd the need to provide license, insurance, ID cards, workers comp insurance etc.

If you just want to put the title on a business card, go wild. 

It is hard to predict the breaking point and there are wild cards like government assistance that can delay or prevent serious problems.

You know @Aaron Watkins, it's like if you borrowed funds from your HELOC, Home Equity Loan, 0% Balance Transfer Credit Card, or any other source of "cheap" money, to lend it out, and keep the difference!

I can see how this upcoming November could be a wild card for some.

I run every expense I can through my AMEX card and get points that I redeem for several FREE trips per year.