How would you weight these criteria?

The cash value will accumulate very rapidly to the point where it starts pressing the DB up and the policy will maintain a legal minimum amount of DB over the CV.I wouldn't call it a "tax shelter", but I intend to keep as much of my wealth as possible in cash value.

High interest rates after a period of super rapid price increases. 

With your seed money, starting with multiple units right off the bat could leverage your entry into real estate investment and rapidly scale your portfolio to help you replace your 9-5.

Conversely, choosing a smaller loan and leaving more money in the deal can increase your cash flow due to lower mortgage payments, but it may limit your ability to expand your portfolio rapidly.

They just don't carry much weight with lenders or anyone who may buy those notes from the originating lender.

I’d go for a real condo itself and avoid those that have a rental pool (unless you want to have nothing to do of course).https://mexiconewsdaily.com/ne...Caribbean jewel of Tulum deals with rapid rise in violenceBetween January and September, the resort town saw 65 murders, 80% more than last yearBy Kai Bernier-ChenPublished on Wednesday, November 10, 2021 https://mexiconewsdaily.com/ne...A number of foreigners have been killed in the Caribbean resort town of Tulum, shining a spotlight on a rapid rise in violence in one of the most sought-after destinations in all of Latin America.Between January and September 2021, the town registered 65 murders, an 80.5% increase over the same period last year when just 36 murders took place, according to statistics from the National Security System.

It holds no weight. 

Next, they have to pay cash or HM and new investors are not always seasoned to understand the weight of using HM.Lastly, you mention the 6% that both the seller and the buyers agent share, but over the last few years some wholesalers have been taking the meat off the bone upwards of $50K on a traditional SFH here in DFW - OUCH!

While the message you received doesn't seem overtly hostile, it's worth noting that situations like these can sour the landlord/tenant relationship rapidly.