Although you won't be able to put off replacing a bad dishwasher until the weekend.I tended to play in the middle part of that pool but reduced my time costs by a few factors; always had garage door openers, which weren't as common then, higher quality HVAC, solar reflective screens and increasing the attic insulation.

Reflecting back to that time in my life, a refinance would have been the ideal thing to do.  

So my pricing reflects that.  

For example, I consider "NON-section 8 tenants to be higher risk in class D neighborhoods and will ask the terms to be adjusted reflect that added risk."  

We are updating our ADU Universal Checklist and website to reflect these changes.

I at least would like to be prepared to counter any such considerations with why I feel the Zestimate is not an accurate reflection of what my particular property should be worth.

@Tyler HillZillow's pricing algorithm is a big trade secret but there's a few things you can tell from the outside that can cause differences:1) A low previous market sale on the subject property2) Age of the property3) Inconsistencies in the tax records such as improperly reported square footage, bed/bath count, and lack of garage, etc4) Property owners can update Zillow manually to reflect things such as a big remodel or incorrect tax records

It'll save TONS of money in the summertime - as it will reflect 95+% of the sun's energy without insulation (it looses its reflective nature when lots of debris builds up on it - so considering cleaning it at  the beginning of each summer. 

This is logical and fits with the risk/reward that should be reflected in how they're pricing their money on the raise.

So if your property value has decreased recently (like most have) then make sure the appraisers assessment reflects that change and in a few years as lower taxes come on the bill and those higher previous years fall off then you might find yourself in an OK situation.