I want to know what the current condition and life expectancy is of all major components and appliances is. 

Would you say the majority are like that if you meet them online first? 

Now major flood damage

Hard/Private Money is how I built the majority of my portfolio with none of my own money.

We could self-test after the current tenant moves out, but it looks like she plans to be there for another 3-4 years which is a major selling point for us. 

Hi, I'm new to the forum and purchased a residential lot in Modesto which previously had a house on it so which was removed so I'm credited on majority of the fees to build.

Most of the lender has an separate appraisal department which can help you on this scenario to determine the type of property although last decision is from appraisal company.

Major con I see is partnering with the government.

I was researching some of the rental housing application process for Baltimore MD : https://www.baltimorecountymd.gov/Agencies/permits... and found this contact information : "If you have questions about the registration or exemption process, email the Department of Permits, Approvals and Inspections at -- or call --."

Are there any major differences or issues with your properties compared with the highest comps?